Credit Analyst London, United Kingdom

Do you have experience performing corporate credit reviews and assessments of new and existing clients? Would you like to develop your profile in the fast-paced Foreign Exchange sector? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then its time to join Western Union as a Credit Analyst.

Western Union powers your pursuit.

Role Responsibilities

In this unique role, you will work alongside a dedicated team and govern processes in the following:

• As part of the Credit department, you will be responsible for supporting the team by providing operational reporting and analysis.
• Perform independent credit reviews, risk assessments, performance trends, comparisons to budget, expense and headcount analysis and forecasting.
• You will be tasked with preparing credit reports including credit rating calculations and review, as a basis for a credit decision on transactions according to the approval matrix.
• Access information from various financial systems and company databases to update weekly / monthly financial reports and recurring analysis from various businesses across the EMEA region.
• Working within a team, co-operate with Credit Monitoring in defining appropriate strategy for watch listed customers.

Role Requirements

• Education or equivalent skills are required with a strong desire to grow into a professional sales role.
• Experience working as a Credit Analyst ideally within a financial institution. and with an understanding of Foreign Exchange payments and derivative products.
• Excellent communication skills, with a desire to learn and further develop within the organization.
• Ability to think analytically, and to select the facts, andto drive a conclusion out of it.
• Have a keen eye for detail with the tenacity to be focused on solving problems.
• Strong written and verbal communication skills in the English languages

IMPORTANT NOTE: Following the Western Union Business Solutions divestiture announcement on August 4, 2021, recruitment efforts will continue for this position on behalf of Western Union. However, as part of the divestiture agreement, this position will transition to the purchasing company should the transaction conclude. The hiring team will be able to answer any questions you may have.

We make financial services accessible to humans everywhere. Join us for whats next.
Western Union is positioned to become the worlds most accessible financial services company transforming lives and communities. Were a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. Youll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If youre ready to help drive the future of financial services, its time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your United Kingdom specific benefits include:

• 25 working days holiday per annum, increasing with longevity in the company
• Ability to carry forward unused holidays, and to buy or sell up to 3 days

• Maternity leave
• Business accident and medical policy for local and international travel
• Pension plan eligibility to all new employees
• Group Life Insurance with eyecare scheme
• Discounted membership under the GymFlex scheme
• Cycle to Work scheme

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

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