3 hours

Consumer Risk Analytics - Risk Analysis Sr Specialist

Bank of America
Charlotte, NC
  • Job Code
Company Bank of America

Job Title Consumer Risk Analytics - Risk Analysis Sr Specialist

Jobid bankofamerica-17070297CharlotteNC

Location: Charlotte, NC, 28230, USA

Description **Job Description:**

Perform diverse functions for a regional team that is part of the global risk organization. Function will include: data and financial analysis, engaging model users, stakeholders and regulators to facilitate model development and usage for Consumer Products for critical forecasting processes, including CCAR, ALLL/CECL, pricing, Risk Appetite, Fair Lending, et al.

Responsibilities to include:

+ Engage model users and stakeholder delegates on evaluation of model usage and forecast processes, including:

+ Model use vetting and implementation across Consumer products (mortgage, card, auto, small business, deposits, GWIM, fair lending)

+ Stakeholder engagement on model enhancements

+ Ongoing Monitoring Report construction and communication

+ MRM liaison for Ongoing Monitoring

+ Ad hoc analysis related to model usage

+ Data R&D related to model usage

+ Support engagement of regulators on evaluation of model usage and forecast processes as appropriate, including:

+ Key forecast processes such as CCAR, ALLL/CECL et al.

+ Regulatory exams

+ Within CRA, partner with model development team, model production team, Forecast Administrator team and Business Support Team to enable quality processes.

+ Partner with CCAR/GST, LOB, Risk, BSM/Treasury, Finance, Model Risk Management, Corp Audit.

+ Develop deep knowledge of models, production process, model use, and forecast construction process across Consumer products (mortgage, card, auto, small business, deposits, GWIM, fair lending).

**Required Skills:**

• Minimum of B.S or B.A in related quantitative / control-related field or other relatable degree

• 5+ years of financial analysis experience

• Working knowledge of database software and reporting tools, such as SQL, and SAS.

• Working knowledge of consumer data systems

• Working knowledge of MS Office (Excel, Access, Word, and PowerPoint)

• Ability to work independently and a self-starter.

• Strong analytical mindset with attention to detail, as well as the ability to remain flexible in the face of increased demands, changing priorities and uncertain environment.

• Experience interacting with analytical and/or technology teams

• Analytical ability and problem-solving skills

• Ability to work collaboratively with teams and interface credibly across various LOBs and support partners at both junior and senior levels

• Ability to liaison with internal team members and other Stakeholders in order to enhance current control measures used across business area

• Excellent written and oral communication skills at all levels (i.e. colleagues to senior management) and situations (i.e. one-on-one to presentations).

• Project management experience

• Understanding of BAC’s business operations and relationships between business areas, typically acquired through previous financial services experience.

• Strong organizational ability

Job Profile Summary:

Responsible for performing complex analysis and is engaged in the development of modeling that maximizes profits and asset growth and minimizes credit and operating losses and other risk exposures. Provides analytical support on various product strategies to ensure company goals are met. Coordinates the production of performance reports for senior mgt. Reviews and analyzes trends in current population distributions and recommends strategies. May participate in or develop complex program models to extract data and use databases to provide statistical and financial modelling. Master's degree or large data experience preferred; Programming experience like SQL, SAS preferred and/or Micro Strategy experience preferred. Minimum of 5 years experience.

**Posting Date** : 10/16/2017

**Location** :


- United States

**Travel** : No

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

**Frequently Asked Questions**

Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.

Before you go...

Our free job seeker tools include alerts for new jobs, saving your favorites, optimized job matching, and more! Just enter your email below.

Share this job:

Consumer Risk Analytics - Risk Analysis Sr Specialist

Bank of America
Charlotte, NC

Share this job

Consumer Risk Analytics - Risk Analysis Sr Specialist

Bank of America
Charlotte, NC

Separate email addresses with commas

Enter valid email address for sender.

Join us to start saving your Favorite Jobs!

Sign In Create Account
Powered ByCareerCast